Summary
Every year, thousands of young adults graduate high school unprepared to navigate the financial challenges of adulthood, leading to high levels of debt, poor credit scores, and limited economic opportunities. The lack of personal finance education in high school curriculum is an issue that impacts students’ ability to make informed financial decisions. As the economy becomes more complicated, individuals are faced with managing student loans, credit card debt, and investments without any knowledge. Personal finance education is essential for giving students with lifelong skills such as budgeting, saving, and understanding credit. Addressing this gap can help financial stress, help individuals make smarter financial choices, and contribute to a more stable economy. Surveys will be given to students who have taken a course related to personal finance and those who haven’t to measure their financial knowledge and confidence. Analyzing this data will provide an understanding of the effectiveness and help implementation of personal finance education.